-
Publisher: PLANSPONSOR
PRT Strategies for Active Participants
Pension risk transfers can leave many of your employees under your responsibility, but there are strategies to target this group. Check out your optionsPension risk transfers can leave many of your employees under your responsibility, but there are strategies to target this group. Check out your options -
Publisher: Pew Research Center
Majority of workers who quit a job in 2021 cite low pay, no opportunities for advancement, feeling disrespe...
A new Pew Research Center survey finds that low pay, a lack of opportunities for advancement and feeling disrespected at work are the top reasons why Americans quit their jobs last year.A new Pew Research Center survey finds that low pay, a lack of opportunities for advancement and feeling disrespected at work are the top reasons why Americans quit their jobs last year. -
Publisher: Retirement Clearinghouse
Consolidation is Vital to Reducing 401(k) Cybersecurity Risk
Account consolidation and auto-portability may be the key to lowering cybersecurity risks within 401(k) plans. Appealing to common sense, Ingalls notes that “fraud starts small” and that consolidation of small balance 401(k) accounts achieved v...Account consolidation and auto-portability may be the key to lowering cybersecurity risks within 401(k) plans. Appealing to common sense, Ingalls notes that “fraud starts small” and that consolidation of small balance 401(k) accounts achieved v... -
Publisher: InvestmentNews
ESG popular among young workers in public DC plans: EBRI report
ESG funds rank high among younger participants. Learn more here EBRI found that when ESG funds are included in public defined-contribution plans, they're used frequently by younger workersESG funds rank high among younger participants. Learn more here EBRI found that when ESG funds are included in public defined-contribution plans, they're used frequently by younger workers -
Publisher: PLANSPONSOR
Combatting Participants’ Misperceptions About TDFs
It’s important for participants to understand how target-date funds work so they don’t have a false sense of security about their retirement readiness.It’s important for participants to understand how target-date funds work so they don’t have a false sense of security about their retirement readiness. -
Publisher: Dufek and Co
401(k) Audit Blog
New audit standards for filing Form 5500 from a CPA firm specializing in 401(k) audits. Discusses areas of frequent non-compliance and offers proactive suggestions.New audit standards for filing Form 5500 from a CPA firm specializing in 401(k) audits. Discusses areas of frequent non-compliance and offers proactive suggestions. -
Publisher: National Association of Plan Advisors
How Simple Reframing Can Boost Retirement Savings
“Pennies” over “percent”? A new study finds that a simple change in information architecture, such as how the savings rate is framed, can lead to a significant boost in savings behavior among lower-income employees.“Pennies” over “percent”? A new study finds that a simple change in information architecture, such as how the savings rate is framed, can lead to a significant boost in savings behavior among lower-income employees. -
Publisher: 401K Specialist
IRS Finally Clarifies 401k RMD Calculations in Proposed Rule
On Wednesday, the IRS released proposed regulations to implement the SECURE Act’s age increase to RMD from qualified retirement accounts. IRS provides additional clarification on 401(k) Required Minimum Distribution calculations in the proposed ru...On Wednesday, the IRS released proposed regulations to implement the SECURE Act’s age increase to RMD from qualified retirement accounts. IRS provides additional clarification on 401(k) Required Minimum Distribution calculations in the proposed ru... -
Publisher: PLANSPONSOR
Finances, Student Loan Debt Putting a Strain on Employees
Employers should provide financial wellness programs that continuously engage employees, as employee stress has increased, especially among younger generations dealing with student loan debt. As student loan debt is causing more financial stress on ...Employers should provide financial wellness programs that continuously engage employees, as employee stress has increased, especially among younger generations dealing with student loan debt. As student loan debt is causing more financial stress on ... -
Publisher: PLANSPONSOR
Auto Re-enroll Bill Seeks to Improve Workers’ Long-Term Financial Stability
-
Publisher: Capital Group
Women’s financial futures: Challenges and opportunities
Women have been most affected by COVID-19. Now they are adapting their financial philosophies and looking to take control of their financial futures. Women are prioritizing financial security and they are looking for these 4 types of engagements to ...Women have been most affected by COVID-19. Now they are adapting their financial philosophies and looking to take control of their financial futures. Women are prioritizing financial security and they are looking for these 4 types of engagements to ... -
Publisher: Trucker Huss
Missing Participants: The Search Continues
-
Publisher: The National Law Review
Hughes v. Northwestern University: Lessons for Retirement Committees and Other Fiduciaries
-
Publisher: PLANSPONSOR
Lessons Learned From Public Employee Financial Wellness Programs
Employers that were part of an initiative to start or improve their programs—using a wide variety of approaches—shared challenges, surprises, rewards and advice.Employers that were part of an initiative to start or improve their programs—using a wide variety of approaches—shared challenges, surprises, rewards and advice. -
Publisher: National Association of Plan Advisors
9 Things You May Not Know About the Saver’s Credit
As I was pulling together tax information this weekend, I was reminded that, in addition to the benefits of pre-tax savings and deferred taxes on retirement savings, there’s another tax benefit—but one of which many aren’t aware. Are your empl...As I was pulling together tax information this weekend, I was reminded that, in addition to the benefits of pre-tax savings and deferred taxes on retirement savings, there’s another tax benefit—but one of which many aren’t aware. Are your empl... -
Publisher: Alight
The impact of Small Amount Cash outs on Retirement Income
New Research: Keeping 401(k) savings in tax-advantaged accounts and utilizing auto-features (portability, escalation and enrollment) may help close the wealth gap across demographics.New Research: Keeping 401(k) savings in tax-advantaged accounts and utilizing auto-features (portability, escalation and enrollment) may help close the wealth gap across demographics. -
Publisher: KLB Benefits Law Group
Correction War Stories (Part I): Oops, Was that Plan Compensation?
5 steps for amending plan disqualification failures and maintaining a plan’s tax-qualified status, along with an updated definition of compensation your retirement plan needs.5 steps for amending plan disqualification failures and maintaining a plan’s tax-qualified status, along with an updated definition of compensation your retirement plan needs. -
Publisher: Hall Benefits Law
5 Key Benefits Rulings From 2021, Part 1
The Employee Retirement Income Security Act of 1974, as amended (ERISA) is a federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry. The primary purpose of ERISA is to protect the indi...The Employee Retirement Income Security Act of 1974, as amended (ERISA) is a federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry. The primary purpose of ERISA is to protect the indi... -
Publisher: Pacific Life
How to Achieve Financial Wellbeing in Retirement
-
Publisher: LIMRA
Secure Retirement Institute: Unpaid Caregivers Continue to Struggle With Retirement Security
Even before the COVID-19 pandemic, unpaid caregivers struggled with the demands of work and saving for the future. The pandemic brought on additional work/life disruptions with stay-at-home orders, school closures, and reduced ability to outsource ca...Even before the COVID-19 pandemic, unpaid caregivers struggled with the demands of work and saving for the future. The pandemic brought on additional work/life disruptions with stay-at-home orders, school closures, and reduced ability to outsource ca...
Powered by Optimal Access
