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  • Citation Logo
    Special Rule Regarding Loans for Participants on Military Leave
    Publisher: PLANSPONSOR

    Special Rule Regarding Loans for Participants on Military Leave

    Plan Sponsor Question of the Week, answered: What about 401(k) loans for employees on military leave?Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
    Plan Sponsor Question of the Week, answered: What about 401(k) loans for employees on military leave?Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.

    Tags: participant outcomes, loans, military

    5 1
  • Citation Logo
    Income Projections Coming Soon
    Publisher: PLANSPONSOR

    Income Projections Coming Soon

    Employees may react negatively to upcoming lifetime income illustrations, but employers can be prepared with custom tools and advice for planning. 
    Employees may react negatively to upcoming lifetime income illustrations, but employers can be prepared with custom tools and advice for planning. 

    Tags: participant communication, retirement income, income projections, statements

    5 1
  • Citation Logo
    Fee Considerations for Small Plans
    Publisher: PLANSPONSOR

    Fee Considerations for Small Plans

    Fee considerations for small plans, from reviewing investment options to benchmarking..  
    Fee considerations for small plans, from reviewing investment options to benchmarking..  

    Tags: investment options, benchmarking, fees, plan fees

    5 1
  • Citation Logo
    Closer Workforce Examination Is Key to Plan Sponsor Goal-Setting
    Publisher: PLANSPONSOR

    Closer Workforce Examination Is Key to Plan Sponsor Goal-Setting

    Improve your 401(k) plan by utilizing partnerships with your retirement plan providers. Gain insights on participant desires and key data. 
    Improve your 401(k) plan by utilizing partnerships with your retirement plan providers. Gain insights on participant desires and key data. 

    Tags: participant behavior, participant outcomes, benchmarking, record-keeper

    5 1
  • Citation Logo
    PRT Strategies for Active Participants
    Publisher: PLANSPONSOR

    PRT Strategies for Active Participants

    Pension risk transfers can leave many of your employees under your responsibility, but there are strategies to target this group. Check out your options
    Pension risk transfers can leave many of your employees under your responsibility, but there are strategies to target this group. Check out your options

    Tags: participant behavior, db, pension risk transfer

    5 1
  • Citation Logo
    Combatting Participants’ Misperceptions About TDFs
    Publisher: PLANSPONSOR

    Combatting Participants’ Misperceptions About TDFs

    It’s important for participants to understand how target-date funds work so they don’t have a false sense of security about their retirement readiness. 
    It’s important for participants to understand how target-date funds work so they don’t have a false sense of security about their retirement readiness. 

    Tags:

    5 1
  • Citation Logo
    Finances, Student Loan Debt Putting a Strain on Employees
    Publisher: PLANSPONSOR

    Finances, Student Loan Debt Putting a Strain on Employees

    Employers should provide financial wellness programs that continuously engage employees, as employee stress has increased, especially among younger generations dealing with student loan debt. As student loan debt is causing more financial stress on ...
    Employers should provide financial wellness programs that continuously engage employees, as employee stress has increased, especially among younger generations dealing with student loan debt. As student loan debt is causing more financial stress on ...

    Tags: participant outcomes, financial wellness, financial stress, student loan

    5 1
  • Citation Logo
    Auto Re-enroll Bill Seeks to Improve Workers’ Long-Term Financial Stability
    Publisher: PLANSPONSOR

    Auto Re-enroll Bill Seeks to Improve Workers’ Long-Term Financial Stability

    The bill would encourage plan sponsors to re-enroll nonparticipants at least once every three years.
    The bill would encourage plan sponsors to re-enroll nonparticipants at least once every three years.

    Tags:

    5 1
  • Citation Logo
    Lessons Learned From Public Employee Financial Wellness Programs
    Publisher: PLANSPONSOR

    Lessons Learned From Public Employee Financial Wellness Programs

    Employers that were part of an initiative to start or improve their programs—using a wide variety of approaches—shared challenges, surprises, rewards and advice.
    Employers that were part of an initiative to start or improve their programs—using a wide variety of approaches—shared challenges, surprises, rewards and advice.

    Tags: financial wellness

    5 1
  • Citation Logo
    Social Security Replaces More Retirement Income for Low-Income Participants
    Publisher: PLANSPONSOR

    Social Security Replaces More Retirement Income for Low-Income Participants

    Employers, use education to supplement low- and moderate-income workers’ retirement readiness. One of the biggest ways to increase their future outlook is delaying Social Security until full retirement age.
    Employers, use education to supplement low- and moderate-income workers’ retirement readiness. One of the biggest ways to increase their future outlook is delaying Social Security until full retirement age.

    Tags: retirement readiness, social security

    5 1
  • Citation Logo
    New Developments in Managed Accounts
    Publisher: PLANSPONSOR

    New Developments in Managed Accounts

    Lower fees, more accessibility for participants and new distribution methods might make managed accounts worth a new look for employers who sponsor defined contribution plans.
    Lower fees, more accessibility for participants and new distribution methods might make managed accounts worth a new look for employers who sponsor defined contribution plans.

    Tags: investment options, plan design, managed accounts

    5 1
  • Citation Logo
    Participant Call Volumes and Website Visits Spike in January
    Publisher: PLANSPONSOR

    Participant Call Volumes and Website Visits Spike in January

    Do your employees secretly have 401(k) questions? Financial wellness and increasing contributions could be on their minds.
    Do your employees secretly have 401(k) questions? Financial wellness and increasing contributions could be on their minds.

    Tags: participant behavior, financial wellness, participant communication

    5 1
  • Citation Logo
    Finalized Form 5500 Changes Add to Plan Sponsors’ Responsibilities
    Publisher: PLANSPONSOR

    Finalized Form 5500 Changes Add to Plan Sponsors’ Responsibilities

    Employer Need-to-Knows: SECURE Act changes and Form 5500 requirements.
    Employer Need-to-Knows: SECURE Act changes and Form 5500 requirements.

    Tags:

    5 1
  • Citation Logo
    Considerations to Help DC Plan Sponsors Regroup for the New Year
    Publisher: PLANSPONSOR

    Considerations to Help DC Plan Sponsors Regroup for the New Year

    Mercer says delving into participant data and keeping up with new product offerings, legislation and regulations can help plan sponsors improve their retirement programs in 2022.
    Mercer says delving into participant data and keeping up with new product offerings, legislation and regulations can help plan sponsors improve their retirement programs in 2022.

    Tags: participant outcomes, retirement readiness, plan design

    5 1
  • Citation Logo
    Increasing DC Plan Default Deferral Rates a Better Driver of Higher Savings
    Publisher: PLANSPONSOR

    Increasing DC Plan Default Deferral Rates a Better Driver of Higher Savings

    Could increasing the default savings rate be a best practice to help boost new participants’ retirement savings? See the research and outcomes here.
    Could increasing the default savings rate be a best practice to help boost new participants’ retirement savings? See the research and outcomes here.

    Tags: retirement readiness, plan design, deferral rates

    5 1
  • Citation Logo
    Considerations for Implementing a Phased Retirement Program
    Publisher: PLANSPONSOR

    Considerations for Implementing a Phased Retirement Program

    What exactly is a phased retirement program? The 401(k) Plan Sponsor Question of the Week, answered!
    What exactly is a phased retirement program? The 401(k) Plan Sponsor Question of the Week, answered!

    Tags: plan design, phased retirement

    5 1
  • Citation Logo
    ‘Historically Tight’ Labor Market Stresses Employers
    Publisher: PLANSPONSOR

    ‘Historically Tight’ Labor Market Stresses Employers

    Stressed about the tight labor market? You're not alone, learn how other employers are handling the shift.
    Stressed about the tight labor market? You're not alone, learn how other employers are handling the shift.

    Tags:

    5 1
  • Citation Logo
    Measuring DC Plan Success Requires Going Beyond Common Metrics
    Publisher: PLANSPONSOR

    Measuring DC Plan Success Requires Going Beyond Common Metrics

    Go deeper to measure your retirement plan and employee savings success. #401k #Employer
    Go deeper to measure your retirement plan and employee savings success. #401k #Employer

    Tags: retirement readiness, benchmarking, plan metrics

    5 1
  • Citation Logo
    2022 ERISA Plan Compliance Calendar
    Publisher: PLANSPONSOR

    2022 ERISA Plan Compliance Calendar

    2022 Compliance Calendar 
    2022 Compliance Calendar 

    Tags: 2022, compliance

    5 1
  • Citation Logo
    DC Specialists and Their Value to Plan Sponsors
    Publisher: PLANSPONSOR

    DC Specialists and Their Value to Plan Sponsors

    Trends in the plan sponsor and defined contribution plan scene - an insightful study.
    Trends in the plan sponsor and defined contribution plan scene - an insightful study.

    Tags: survey, plan design, statistics, value add

    5 1
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