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Publisher: benefitspro.com
1 in 3 u-s- workers not saving for retirement
As Americans struggle with inflation and other challenging economic factors, saving for retirement often takes a back seat to more immediate concerns.As Americans struggle with inflation and other challenging economic factors, saving for retirement often takes a back seat to more immediate concerns. -
Publisher: PLANSPONSOR
how should plan sponsors communicate when the market plunges plansponsor
Hits to the stock market mean participants will see retirement savings losses, so plan sponsors should have a communication plan in place to steady reactions.Hits to the stock market mean participants will see retirement savings losses, so plan sponsors should have a communication plan in place to steady reactions. -
Publisher: Fred Reish
the new fiduciary rule 42the regulation and exemptions are stayed 2what remains - fred reish
This article and the next look at guidance by SEC on rollover recommendations, which parallel the DOL’s but which only require a single recommendation.This article and the next look at guidance by SEC on rollover recommendations, which parallel the DOL’s but which only require a single recommendation. -
Publisher: 401k Specialist
have a financial advisor retire 2 years earlier study finds
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Publisher: benefitspro.com
as gen x turns 60 this generation doubts their retirement readiness
This "sandwich generation," more than any others, may need to be made aware of just how short they be in their retirement savings journey, as well as SECURE 2.0 catch-up contributions, according to a new report.This "sandwich generation," more than any others, may need to be made aware of just how short they be in their retirement savings journey, as well as SECURE 2.0 catch-up contributions, according to a new report. -
Publisher: benefitspro.com
4 tips to cultivate a work environment that better supports financially struggling employees
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Publisher: PLANSPONSOR
optimizing plan design in the investment menu plansponsor
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Publisher: benefitspro.com
secure 2-0 act impact 8 mandatory changes for 401k plans in 2024
Employers can "match" contributions for student loan payments to 401(k)s or offer auto-enrollment in an emergency savings account for participants, who could make contributions up to $2,500.Employers can "match" contributions for student loan payments to 401(k)s or offer auto-enrollment in an emergency savings account for participants, who could make contributions up to $2,500. -
Publisher: Principal
why are employees not participating in their 401ks
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Publisher: Workplace Privacy, Data Management & Security Report
why retirement plan sponsors and fiduciaries need to know about the sec cybersecurity amendments
In 2021, the Department of Labor (DOL) issued cybersecurity guidance for ERISA-covered retirement plans. The guidance expands the duties retirement planIn 2021, the Department of Labor (DOL) issued cybersecurity guidance for ERISA-covered retirement plans. The guidance expands the duties retirement plan -
Publisher: ComplianceDashboard Blog
irs releases guidance on disaster relief distributions and loans under 401k plans
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Publisher: AmericaSaves
6 Steps To Jumpstart Your Retirement Journey! | America Saves
Retirement is one of those endeavors that fall into the “someday” category. When living your day-to-day life as a person in their 20s, 30s, and even your 40s and those everyday expenses pop up, it’s more difficult to save for something that is ...Retirement is one of those endeavors that fall into the “someday” category. When living your day-to-day life as a person in their 20s, 30s, and even your 40s and those everyday expenses pop up, it’s more difficult to save for something that is ... -
Publisher: benefitspro.com
Employees want financial wellness, but what are they really asking for?
While most employees would stay put if an employer provided financial advice, employers need to segment their employees to address particular needs: Who wants a live webinar? Who wants personalized in-person advice?While most employees would stay put if an employer provided financial advice, employers need to segment their employees to address particular needs: Who wants a live webinar? Who wants personalized in-person advice? -
Publisher: 401(k) Specialist
Inflation Worries Savers; Few Act to Counter It
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Publisher: BenefitsPRO
IRS sets 'withdraw limits' on new 401(k)-linked emergency savings accounts | BenefitsPRO
The IRS has issued initial guidance to help plan sponsors implement the new pension-linked emergency savings accounts - and is open to comments in order to limit participant abuse of sidecar account matching contributions.The IRS has issued initial guidance to help plan sponsors implement the new pension-linked emergency savings accounts - and is open to comments in order to limit participant abuse of sidecar account matching contributions. -
Publisher: 401(k) Specialist
4 Retirement Initiatives Vital to Closing the Racial Wealth Gap
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Publisher: PLANSPONSOR
How Plan Sponsors Can Address Declining Retirement Confidence in 2024 | PLANSPONSOR
Plan sponsors should consider diversifying their fixed-income allocations in their investment menus, as well as exploring optional SECURE 2.0 provisions, to improve retirement readiness, according to MFS.Plan sponsors should consider diversifying their fixed-income allocations in their investment menus, as well as exploring optional SECURE 2.0 provisions, to improve retirement readiness, according to MFS. -
Publisher: PLANSPONSOR
Gen Z Employees Seek More Personalized, Year-Round Benefits Experience | PLANSPONSOR
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Publisher: BenefitsPRO
Troubling 401(k) trend: Raiding retirement savings with hardship withdrawals | BenefitsPRO
Despite consistent contribution levels, many participants have been increasingly tapping their retirement savings - and avoiding foreclosure and paying medical expenses were given as the top two reasons, says Fidelity.Despite consistent contribution levels, many participants have been increasingly tapping their retirement savings - and avoiding foreclosure and paying medical expenses were given as the top two reasons, says Fidelity.
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