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Publisher: PlanSponsor
Author: No AuthorDoes Fear, or Encouragement, Prompt More Plan Participants to Act?
Communication is key for driving participant behavior, but which is better: encouragement or fear-based messaging?Communication is key for driving participant behavior, but which is better: encouragement or fear-based messaging?Tags:
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Publisher: PlanSponsor
Author: No AuthorCybersecurity for Plan Fiduciaries: Focus on Account Theft
How to help your employees avoid the nightmare of losing their #401k savings to cybercriminals.How to help your employees avoid the nightmare of losing their #401k savings to cybercriminals.Tags: cybersecurity
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Publisher: PlanSponsor
Author: No AuthorHow Employers Can Help With Student Loan Debt
Monthly student loan payments resume this fall. Here are a few ways employers can help with student loan debt.Monthly student loan payments resume this fall. Here are a few ways employers can help with student loan debt.Tags:
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Publisher: PlanSponsor
Author: No AuthorWhat DC Plan Participants Should Know About Their Own ‘Funded Status’
Lifetime income statuses and information are starting to emerge - help employees understand what it means and how it can help prepare them for desired retirement incomes.Lifetime income statuses and information are starting to emerge - help employees understand what it means and how it can help prepare them for desired retirement incomes.Tags:
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Publisher: PlanSponsor
Author: No AuthorDeveloping a Prudent Process for Cybersecurity
Help avoid a DOL audit by reviewing plan cybersecurity and developing a prudent process for the future. CyberSecurity discussion with the Groom Law GroupHelp avoid a DOL audit by reviewing plan cybersecurity and developing a prudent process for the future. CyberSecurity discussion with the Groom Law GroupTags: cybersecurity
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Publisher: PLANSPONSOR
Author: No AuthorTime to Shine: Plan Sponsors Must Optimize Open Enrollment Window
Most participants procrastinate in reviewing their benefits, and many do it quickly. Plan sponsors need to communicate effectively and leverage educational tools, according to Voya.Most participants procrastinate in reviewing their benefits, and many do it quickly. Plan sponsors need to communicate effectively and leverage educational tools, according to Voya.Tags:
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Publisher: PLANSPONSOR
Author: No AuthorWhich Matters More When Recruiting, Wages or Benefits? | PLANSPONSOR
Employers often have to choose between competitive wages and a robust retirement package, according to panelists at a DCIIA conference. Their choice may influence what kind of workers they attract.Employers often have to choose between competitive wages and a robust retirement package, according to panelists at a DCIIA conference. Their choice may influence what kind of workers they attract.Tags:
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Publisher: PLANSPONSOR
Author: No AuthorGen Z, Millennials to Seek Employer Support for Retirement Savings in 2024 | PLANSPONSOR
Despite dealing with the most debt of any current generation, Gen Z and Millennial workers value saving for retirement and are the most likely to use workplace-provided advice services.Despite dealing with the most debt of any current generation, Gen Z and Millennial workers value saving for retirement and are the most likely to use workplace-provided advice services.Tags: retirement-savingsparticipant-behaviorgen-z
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Publisher: PLANSPONSOR
Author: No AuthorEmployers Largely Underestimate Employees’ Caregiving Responsibilities | PLANSPONSOR
While working caregivers tend to have little in emergency savings and often retire early, employers’ benefit offerings are misaligned with what caregivers want and need, new TIAA research shows.While working caregivers tend to have little in emergency savings and often retire early, employers’ benefit offerings are misaligned with what caregivers want and need, new TIAA research shows.Tags:
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Publisher: PLANSPONSOR
Author: No AuthorGen Z Employees Seek More Personalized, Year-Round Benefits Experience | PLANSPONSOR
New MetLife data suggests that employers should re-evaluate their benefits strategies with this cohort’s needs in mind.New MetLife data suggests that employers should re-evaluate their benefits strategies with this cohort’s needs in mind.Tags:
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Publisher: PLANSPONSOR
Author: No AuthorHow Plan Sponsors Can Address Declining Retirement Confidence in 2024 | PLANSPONSOR
Plan sponsors should consider diversifying their fixed-income allocations in their investment menus, as well as exploring optional SECURE 2.0 provisions, to improve retirement readiness, according to MFS.Plan sponsors should consider diversifying their fixed-income allocations in their investment menus, as well as exploring optional SECURE 2.0 provisions, to improve retirement readiness, according to MFS.Tags: investment-optionssecure-20retirement-readiness
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Publisher: PLANSPONSOR
Author: No AuthorHow Social Media Influences Plan Sponsors' Communication | PLANSPONSOR
When crafting messages for up to five generations of workers, a more succinct, informal approach can help ‘maximize the exposure.’When crafting messages for up to five generations of workers, a more succinct, informal approach can help ‘maximize the exposure.’Tags: participant-communicationemployee-communication
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Publisher: Retirement Clearinghouse
Author: Ricki IngallsConsolidation is Vital to Reducing 401(k) Cybersecurity Risk
Account consolidation and auto-portability may be the key to lowering cybersecurity risks within 401(k) plans. Appealing to common sense, Ingalls notes that “fraud starts small†and that consolidation of small balance 401(k) accounts achieved v...Account consolidation and auto-portability may be the key to lowering cybersecurity risks within 401(k) plans. Appealing to common sense, Ingalls notes that “fraud starts small†and that consolidation of small balance 401(k) accounts achieved v...Tags:
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Publisher: Retirement Clearinghouse Logo
Author: No AuthorIndividuals - The RCH Cashout Calculator
 Making a 'cashout calculator' available to employees can help them understand the high cost of cashing out, even for small 401(k) balances. Making a 'cashout calculator' available to employees can help them understand the high cost of cashing out, even for small 401(k) balances.Tags:
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Publisher: Retirement Clearinghouse Logo
Author: No AuthorAuto Portability - Overview of Auto Portability
401(k) Plan Sponsor Question of the Week: What exactly is Auto-Portability? See the answer here! #AutoFeatures #RetirementPlans401(k) Plan Sponsor Question of the Week: What exactly is Auto-Portability? See the answer here! #AutoFeatures #RetirementPlansTags: portability
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Publisher: Retirement Income Institute
Author: No AuthorParticipant attitudes toward guaranteed income in a defined-contribution plan
81% percent of workers indicate they are likely to prefer a retirement plan that substitutes guaranteed income for safe investments, like bonds81% percent of workers indicate they are likely to prefer a retirement plan that substitutes guaranteed income for safe investments, like bondsTags: investment-optionsparticipant-behavior
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Publisher: Schwab Brokerage
Author: No AuthorSchwab 401(k) Participant Survey 2021
Employees are looking for advice - at the top of their list is calculating a retirement savings goal. Learn what else they are asking.Employees are looking for advice - at the top of their list is calculating a retirement savings goal. Learn what else they are asking.Tags: participant-behavioremployee-benefit
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Publisher: SCOTUSblog
Author: Ronald MannCourt reaffirms duties of retirement-plan sponsors to monitor and update plan options
Monday’s decision in Hughes v. Northwestern University will be a strong contender for shortest decision of the term – Justice Sonia Sotomayor’s opinion for a unanimous court did not fill six pages, and included only six paragraphs of explanatio...Monday’s decision in Hughes v. Northwestern University will be a strong contender for shortest decision of the term – Justice Sonia Sotomayor’s opinion for a unanimous court did not fill six pages, and included only six paragraphs of explanatio...Tags:
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Publisher: Segal
Author: No AuthorRetirement Plan Documentation Mitigates Operational Risk | Segal
What helps keep your 401k plan running smoothly? Here's a tip: Documentation.What helps keep your 401k plan running smoothly? Here's a tip: Documentation.Tags: plan-documentsbest-practicesprudent-process
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Publisher: Seyfarth Shaw - Coffee Talk With Benefits Episode 15: Auto-Enrollment Provisions Under SECURE 2.0
Author: No AuthorCoffee Talk With Benefits Episode 15: Auto-Enrollment Provisions Under SECURE 2.0
Grab a cup of coffee and learn all about the SECURE 2.0 adoption of auto-enrollment features for plans established after its enactment.Grab a cup of coffee and learn all about the SECURE 2.0 adoption of auto-enrollment features for plans established after its enactment.Tags:
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