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Publisher: PLANSPONSOR
Author: No AuthorSocial Security Replaces More Retirement Income for Low-Income Participants
Employers, use education to supplement low- and moderate-income workers’ retirement readiness. One of the biggest ways to increase their future outlook is delaying Social Security until full retirement age.Employers, use education to supplement low- and moderate-income workers’ retirement readiness. One of the biggest ways to increase their future outlook is delaying Social Security until full retirement age.Employers, use education to supplement low- and moderate-income workers’ retirement readiness. One of the biggest ways to increase their future outlook is delaying Social Security until full retirement age.Tags: retirement readiness, social security
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Publisher: PLANSPONSOR
Author: No AuthorNew Developments in Managed Accounts
Lower fees, more accessibility for participants and new distribution methods might make managed accounts worth a new look for employers who sponsor defined contribution plans.Lower fees, more accessibility for participants and new distribution methods might make managed accounts worth a new look for employers who sponsor defined contribution plans.Lower fees, more accessibility for participants and new distribution methods might make managed accounts worth a new look for employers who sponsor defined contribution plans.Tags: investment options, plan design, managed accounts
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Publisher: Groom Law Group
Author: No AuthorGuaranteeing a Secure Retirement
Are you thinking about adding lifetime income investments within your workplace retirement plan? Here are some helpful fiduciary considerationsAre you thinking about adding lifetime income investments within your workplace retirement plan? Here are some helpful fiduciary considerationsAre you thinking about adding lifetime income investments within your workplace retirement plan? Here are some helpful fiduciary considerationsTags: financial wellness, investment options, guaranteed income, fiduciary
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Publisher: PLANSPONSOR
Author: No AuthorParticipant Call Volumes and Website Visits Spike in January
Do your employees secretly have 401(k) questions? Financial wellness and increasing contributions could be on their minds.Do your employees secretly have 401(k) questions? Financial wellness and increasing contributions could be on their minds.Do your employees secretly have 401(k) questions? Financial wellness and increasing contributions could be on their minds.Tags: participant behavior, financial wellness, participant communication
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Publisher: 401K Specialist
Author: No AuthorMichael Kane’s TAPO Redux: Where Are They Now?
By far, the coolest thing we experienced with Mike Kane since his appearance as our August 2018 TAPO was aboard the USS Midway.By far, the coolest thing we experienced with Mike Kane since his appearance as our August 2018 TAPO was aboard the USS Midway.By far, the coolest thing we experienced with Mike Kane since his appearance as our August 2018 TAPO was aboard the USS Midway.Tags:
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Publisher: SCOTUSblog
Author: Ronald MannCourt reaffirms duties of retirement-plan sponsors to monitor and update plan options
Monday’s decision in Hughes v. Northwestern University will be a strong contender for shortest decision of the term – Justice Sonia Sotomayor’s opinion for a unanimous court did not fill six pages, and included only six paragraphs of explanatio...Monday’s decision in Hughes v. Northwestern University will be a strong contender for shortest decision of the term – Justice Sonia Sotomayor’s opinion for a unanimous court did not fill six pages, and included only six paragraphs of explanatio...Monday’s decision in Hughes v. Northwestern University will be a strong contender for shortest decision of the term – Justice Sonia Sotomayor’s opinion for a unanimous court did not fill six pages, and included only six paragraphs of explanatio...Tags: fiduciary responsibility, fiduciary outsourcing, supreme court
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Publisher: 401K Specialist
Author: No AuthorReevaluating 3 Key Components of 401k Plan Design to Make a Difference
For plan sponsors willing to revisit and reimagine their approach to the core components of DC plan design, the impact on their employees’ retirement can be profound.For plan sponsors willing to revisit and reimagine their approach to the core components of DC plan design, the impact on their employees’ retirement can be profound.For plan sponsors willing to revisit and reimagine their approach to the core components of DC plan design, the impact on their employees’ retirement can be profound.Tags: plan design, employee experience
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Publisher: EBRI
Author: No AuthorImpact of Five Legislative Proposals and Industry Innovations on Retirement Income Adequacy
Recent legislation and findings impacting Retirement Income AdequacyRecent legislation and findings impacting Retirement Income AdequacyRecent legislation and findings impacting Retirement Income AdequacyTags: legislation, retirement income, 2022
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Publisher: John Hancock
Author: No AuthorFinancial stress survey during COVID-19
Two-thirds of employees surveyed said having access to a financial wellness program would make them more likely to stay with an employer.Two-thirds of employees surveyed said having access to a financial wellness program would make them more likely to stay with an employer.Two-thirds of employees surveyed said having access to a financial wellness program would make them more likely to stay with an employer.Tags: survey, financial wellness, 2022
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Publisher: TIAA
Author: No AuthorTIAA 2022 Financial Wellness Survey
59% of Americans report some or a great deal of stress regarding their finances. Insights on the future of savings in the workplace from the TIAA 2022 Financial Wellness Survey.59% of Americans report some or a great deal of stress regarding their finances. Insights on the future of savings in the workplace from the TIAA 2022 Financial Wellness Survey.59% of Americans report some or a great deal of stress regarding their finances. Insights on the future of savings in the workplace from the TIAA 2022 Financial Wellness Survey.Tags: survey, financial wellness, 2022
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Publisher: Personal Capital
Author: No Author2022 Wealth & Wellness Index
The new Wealth & Wellness Index explores Americans' sense of financial confidence and provides a framework for developing financial health. The State of American Financial Confidence, Now & in the FutureThe new Wealth & Wellness Index explores Americans' sense of financial confidence and provides a framework for developing financial health. The State of American Financial Confidence, Now & in the FutureThe new Wealth & Wellness Index explores Americans' sense of financial confidence and provides a framework for developing financial health. The State of American Financial Confidence, Now & in the FutureTags: survey, financial wellness, 2022
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Publisher: 401K Specialist
Author: No Author4 Reasons Why 401k Auto Portability is Inevitable
Auto-Portability - 4 things employers and plan sponsors want and need to know.Auto-Portability - 4 things employers and plan sponsors want and need to know.Auto-Portability - 4 things employers and plan sponsors want and need to know.Tags: automatic features, portability
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Publisher: PLANSPONSOR
Author: No AuthorFinalized Form 5500 Changes Add to Plan Sponsors’ Responsibilities
Employer Need-to-Knows: SECURE Act changes and Form 5500 requirements.Employer Need-to-Knows: SECURE Act changes and Form 5500 requirements.Employer Need-to-Knows: SECURE Act changes and Form 5500 requirements.Tags:
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Publisher: Groom Law Group
Author: No AuthorUpcoming Deadlines for Plan Sponsors – January 2022
Important January 2022 deadlines for plan sponsors: ensure federal compliance and avoid penalties by checking these off your list.Important January 2022 deadlines for plan sponsors: ensure federal compliance and avoid penalties by checking these off your list.Important January 2022 deadlines for plan sponsors: ensure federal compliance and avoid penalties by checking these off your list.Tags:
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Publisher: Allianz Life
Author: No AuthorRising Inflation seen as Biggest Risk to Retirement Plans in 2022
Rising inflation and outliving finances are American's top retirement plan worries going into 2022. How can employers help raise retirement savings confidence?Rising inflation and outliving finances are American's top retirement plan worries going into 2022. How can employers help raise retirement savings confidence?Rising inflation and outliving finances are American's top retirement plan worries going into 2022. How can employers help raise retirement savings confidence?Tags: 2022, economic recovery
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Publisher: PLANSPONSOR
Author: No AuthorConsiderations to Help DC Plan Sponsors Regroup for the New Year
Mercer says delving into participant data and keeping up with new product offerings, legislation and regulations can help plan sponsors improve their retirement programs in 2022.Mercer says delving into participant data and keeping up with new product offerings, legislation and regulations can help plan sponsors improve their retirement programs in 2022.Mercer says delving into participant data and keeping up with new product offerings, legislation and regulations can help plan sponsors improve their retirement programs in 2022.Tags: participant outcomes, retirement readiness, plan design
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Publisher: 401K Specialist
Author: No AuthorWomen’s Financial Wellness Lags Amid Pandemic - 401K Specialist
The pandemic has weakened women's retirement security, but new research shows that it is also influencing their overall financial wellnessThe pandemic has weakened women's retirement security, but new research shows that it is also influencing their overall financial wellnessThe pandemic has weakened women's retirement security, but new research shows that it is also influencing their overall financial wellnessTags:
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Publisher: 401K Specialist
Author: No Author10 Signs of 401k Contribution Fraud: DOL
Plan sponsors, be informed about contribution fraud and protect employee savings with these 10 warning signsPlan sponsors, be informed about contribution fraud and protect employee savings with these 10 warning signsPlan sponsors, be informed about contribution fraud and protect employee savings with these 10 warning signsTags: fraud, contribution fraud
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Publisher: PLANSPONSOR
Author: No AuthorIncreasing DC Plan Default Deferral Rates a Better Driver of Higher Savings
Could increasing the default savings rate be a best practice to help boost new participants’ retirement savings? See the research and outcomes here.Could increasing the default savings rate be a best practice to help boost new participants’ retirement savings? See the research and outcomes here.Could increasing the default savings rate be a best practice to help boost new participants’ retirement savings? See the research and outcomes here.Tags: retirement readiness, plan design, deferral rates
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Publisher: PLANSPONSOR
Author: No AuthorConsiderations for Implementing a Phased Retirement Program
What exactly is a phased retirement program? The 401(k) Plan Sponsor Question of the Week, answered!What exactly is a phased retirement program? The 401(k) Plan Sponsor Question of the Week, answered!What exactly is a phased retirement program? The 401(k) Plan Sponsor Question of the Week, answered!Tags: plan design, phased retirement
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