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Publisher: USA TODAY
Author: No AuthorHow does the U.S. retirement system stack up against other countries? Just above average.
U.S. retirement gets a C+ in a global study. See which countries topped the list and which faltered.U.S. retirement gets a C+ in a global study. See which countries topped the list and which faltered.Tags: 401k, retirement plan options, benchmarking
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Publisher: SHRM
Author: Kathy GurchiekGeneration Z Eyes Early Retirement, Wants Personalized 401(k) Advice
​Workers ages 21 to 26 want to retire at age 61. However, these Generation Z members say inflation, monthly bills and unexpected expenses are among the obstacles to saving for a comfortable retirement, according to a new Schwab study.​Workers ages 21 to 26 want to retire at age 61. However, these Generation Z members say inflation, monthly bills and unexpected expenses are among the obstacles to saving for a comfortable retirement, according to a new Schwab study.Tags: gen-z, advice, retirement age
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Publisher: BenefitsPRO
Author: No AuthorThe 3 top 401(k) fiduciary liability mistakes (and how to avoid them) | BenefitsPRO
Litigation is on the rise around employer retirement plans, so an understanding the most common mistakes made by others is a great way to avoid losses for both your employees and your organization.Litigation is on the rise around employer retirement plans, so an understanding the most common mistakes made by others is a great way to avoid losses for both your employees and your organization.Tags: fiduciary responsibility, best practices
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Publisher: Wall Street Journal
Author: No AuthorHow to Get a 401(k) Match for Your Student Loan Payments
Rule changes mean paying down your student loans could soon help boost your retirement account.Rule changes mean paying down your student loans could soon help boost your retirement account.Tags: additional benefit, secure 2.0, student loan
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Publisher: CNBC
Author: Sharon Epperson,Stephanie DhueAmid financial stress, workers are asking for emergency savings accounts as a job benefit, survey finds
Employers are taking notice of employees' financial concerns beyond traditional retirement savings and are expanding their benefit offerings in response.Employers are taking notice of employees' financial concerns beyond traditional retirement savings and are expanding their benefit offerings in response.Tags: financial wellness, financial stress, emergency savings, secure 2.0, 401k
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Publisher: 401(k) Specialist
Author: Amanda UmpierrezHigher Rates of Retirees Head Back to Work
More Baby Boomer and Generation X workers are open to working post-retirement—but the reasons aren’t purely financial, finds Empower.More Baby Boomer and Generation X workers are open to working post-retirement—but the reasons aren’t purely financial, finds Empower.Tags: additional benefit, delayed retirement, phased retirement, beyond retirement
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Publisher: Business Insider
Author: No Author401(k) catch-up contribution limit changes coming in 2026: 4 things you should know now
Here's what you need to know about the 401(k) catch-up contribution limit changes coming in 2026. The SECURE 2.0 Act will affect older, higher-earning workers.Here's what you need to know about the 401(k) catch-up contribution limit changes coming in 2026. The SECURE 2.0 Act will affect older, higher-earning workers.Tags: secure 2.0, plan provisions, contribution limits
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Publisher: 401(k) Specialist
Author: Brian Anderson, Editor-in-ChiefExploring the Very Real Workplace Financial Wellness Gender Gap
New study from HerMoney and Principal explores the very real workplace financial wellness gender gap, perceptions about investingNew study from HerMoney and Principal explores the very real workplace financial wellness gender gap, perceptions about investingTags: financial wellness, financial stress, diversity, inclusion, women
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Publisher: BenefitsPRO
Author: No AuthorReady to implement SECURE 2.0? Manual HR processes will leave organizations scrambling | BenefitsPRO
With SECURE 2.0 signed into law, featuring new auto-enrollment requirements, retirement advisors can help prepare payroll systems for the new regulations, otherwise employers will face the possibility of fines.With SECURE 2.0 signed into law, featuring new auto-enrollment requirements, retirement advisors can help prepare payroll systems for the new regulations, otherwise employers will face the possibility of fines.Tags: automatic features, secure 2.0, 2023, amendments
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Publisher: PLANSPONSOR
Author: No AuthorUnplanned Financial Challenges Continue to Plague US Workers’ Retirement Savings
Unexpected financial challenges can reduce a US employee’s retirement savings by up to 37%, according to a new survey by Goldman Sachs Asset Management.Unexpected financial challenges can reduce a US employee’s retirement savings by up to 37%, according to a new survey by Goldman Sachs Asset Management.Tags: financial wellness, financial stress, emergency savings
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Publisher: National Association of Plan Advisors
Author: No AuthorBreaking News! IRS Grants Two-Year Delay in Roth Catch-Up Requirements
The Internal Revenue Service (IRS) released guidance on Friday afternoon that addressed Section 603 of the SECURE 2.0 Act concerning Roth catch-up contributions. The guidance grants a two-year delay in the provision's effective date that mandates cat...The Internal Revenue Service (IRS) released guidance on Friday afternoon that addressed Section 603 of the SECURE 2.0 Act concerning Roth catch-up contributions. The guidance grants a two-year delay in the provision's effective date that mandates cat...Tags: secure 2.0, roth
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Publisher: Plan Sponsor Consultants
Author: Plan Sponsor Consultants4 Ways Employers Can Create a Culture of Wellness - Plan Sponsor Consultants
Creating a culture of wellness in the workplace is a trend that’s catching on with employers across the country.ÂCreating a culture of wellness in the workplace is a trend that’s catching on with employers across the country.ÂTags: financial wellness, recruiting and retention, total benefits
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Publisher: National Association of Plan Advisors
Author: No AuthorSponsors Agree: Retirement Income Has Become a ‘Core’ DC Plan Purpose
Should you add retirement income to the list of items that are essential in helping participants achieve their retirement goals?Should you add retirement income to the list of items that are essential in helping participants achieve their retirement goals?Tags: investment options, delayed retirement, beyond retirement, retirement income, retirement
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Publisher: 401(k) Specialist
Author: Amanda UmpierrezNow Is the Time for Emergency Savings
Emergency savings are pretty handy! Here's why employers are best equipped to incorporate emergency savings into their benefits package now.Emergency savings are pretty handy! Here's why employers are best equipped to incorporate emergency savings into their benefits package now.Tags: financial wellness, emergency savings, secure 2.0, total benefits, employee benefit
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Publisher: Seyfarth Shaw - Coffee Talk With Benefits Episode 15: Auto-Enrollment Provisions Under SECURE 2.0
Author: No AuthorCoffee Talk With Benefits Episode 15: Auto-Enrollment Provisions Under SECURE 2.0
Grab a cup of coffee and learn all about the SECURE 2.0 adoption of auto-enrollment features for plans established after its enactment.Grab a cup of coffee and learn all about the SECURE 2.0 adoption of auto-enrollment features for plans established after its enactment.Tags: automatic features, employee enrollment
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Publisher: 401(k) Specialist
Author: Thomas HawkinsWhy the Future is Now Brighter for Small-Balance Retirement Accounts
These two key developments could dramatically improve the outlook for retirement accounts with small balances.These two key developments could dramatically improve the outlook for retirement accounts with small balances.Tags: participant behavior, missing participants
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Publisher: PLANSPONSOR
Author: No AuthorHow Is Compensation Defined When Considering SECURE 2.0 Catch-Up Rules? | PLANSPONSOR
Your questions answered about compensation for Roth Catch-Up contributions starting in 2024.Your questions answered about compensation for Roth Catch-Up contributions starting in 2024.Tags: secure 2.0, contribution limits, roth
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Publisher: SHRM
Author: Kathryn MayerEmployers Think They’re Providing Great Benefits. Employees Disagree. What’s the Problem?
Workers are looking for more help from their employers when it comes to FinancialStress. One way to combat this is financial education & support from an advisor.Workers are looking for more help from their employers when it comes to FinancialStress. One way to combat this is financial education & support from an advisor.Tags: financial wellness, financial stress, additional benefit, total benefits, employee benefit
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Publisher: 401(k) Specialist
Author: Brian Anderson, Editor-in-Chief401(k) Balances Up in 2023, But So Are Hardship Withdrawals, Loans
Retirement savings are up, but so are 401(k) loans. What to do? To provide a more holistic look at confidence around financial preparedness, a new report examines engagement across Health Saving Accounts (HSAs) and overall feelings of financial welln...Retirement savings are up, but so are 401(k) loans. What to do? To provide a more holistic look at confidence around financial preparedness, a new report examines engagement across Health Saving Accounts (HSAs) and overall feelings of financial welln...Tags: financial wellness, hardship, loans, employee benefit
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Publisher: PLANSPONSOR
Author: No AuthorPre-Retirees Plan to Collect Social Security Early, Not Maximizing Benefit | PLANSPONSOR
Although waiting until age 70 earns a retiree more Social Security benefits, many plan to start collecting earlier due to fears of insolvency, Schroders research shows.Although waiting until age 70 earns a retiree more Social Security benefits, many plan to start collecting earlier due to fears of insolvency, Schroders research shows.Tags: financial wellness, retirement age, delayed retirement, retirement income, retirement
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