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Publisher: benefitspro.com
Author: No Author

1 in 3 u-s- workers not saving for retirement

As Americans struggle with inflation and other challenging economic factors, saving for retirement often takes a back seat to more immediate concerns.

As Americans struggle with inflation and other challenging economic factors, saving for retirement often takes a back seat to more immediate concerns.
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As Americans struggle with inflation and other challenging economic factors, saving for retirement often takes a back seat to more immediate concerns.
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Tags: participant behavior, participant education, automatic features, participant outcomes, employee enrollment

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Publisher: benefitspro.com
Author: No Author

as gen x turns 60 this generation doubts their retirement readiness

This "sandwich generation," more than any others, may need to be made aware of just how short they be in their retirement savings journey, as well as SECURE 2.0 catch-up contributions, according to a new report.

This "sandwich generation," more than any others, may need to be made aware of just how short they be in their retirement savings journey, as well as SECURE 2.0 catch-up contributions, according to a new report.
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This "sandwich generation," more than any others, may need to be made aware of just how short they be in their retirement savings journey, as well as SECURE 2.0 catch-up contributions, according to a new report.
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Tags: participant behavior, delayed retirement, retirement readiness, secure 2.0

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Publisher: benefitspro.com
Author: No Author

4 tips to cultivate a work environment that better supports financially struggling employees

Proper financial care enables your people to get the mental and physical support they need to be their very best at work.

Proper financial care enables your people to get the mental and physical support they need to be their very best at work.
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Proper financial care enables your people to get the mental and physical support they need to be their very best at work.
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Tags: participant behavior, participant communication

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Publisher: Principal
Author: No Author

why are employees not participating in their 401ks

Tackling three roadblocks to retirement plan participation

Tackling three roadblocks to retirement plan participation
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Tackling three roadblocks to retirement plan participation
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Tags: participant behavior, plan design, participation rates

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Publisher: 401(k) Specialist
Author: Brian Anderson, Editor-in-Chief

Inflation Worries Savers; Few Act to Counter It

New report from Lincoln Financial shows retirement savers are most concerned about inflation, but few are taking action to combat it

New report from Lincoln Financial shows retirement savers are most concerned about inflation, but few are taking action to combat it
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New report from Lincoln Financial shows retirement savers are most concerned about inflation, but few are taking action to combat it
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Tags: participant behavior, participant education, financial wellness, participant communication, financial stress, inflation

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Publisher: BenefitsPRO
Author: No Author

Troubling 401(k) trend: Raiding retirement savings with hardship withdrawals | BenefitsPRO

Despite consistent contribution levels, many participants have been increasingly tapping their retirement savings - and avoiding foreclosure and paying medical expenses were given as the top two reasons, says Fidelity.

Despite consistent contribution levels, many participants have been increasingly tapping their retirement savings - and avoiding foreclosure and paying medical expenses were given as the top two reasons, says Fidelity.
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Despite consistent contribution levels, many participants have been increasingly tapping their retirement savings - and avoiding foreclosure and paying medical expenses were given as the top two reasons, says Fidelity.
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Tags: participant behavior, financial wellness, loans, hardship

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Publisher: PLANSPONSOR
Author: No Author

Which Matters More When Recruiting, Wages or Benefits? | PLANSPONSOR

Employers often have to choose between competitive wages and a robust retirement package, according to panelists at a DCIIA conference. Their choice may influence what kind of workers they attract.

Employers often have to choose between competitive wages and a robust retirement package, according to panelists at a DCIIA conference. Their choice may influence what kind of workers they attract.
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Employers often have to choose between competitive wages and a robust retirement package, according to panelists at a DCIIA conference. Their choice may influence what kind of workers they attract.
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Tags: participant behavior, additional benefit, recruiting and retention

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Publisher: PLANSPONSOR
Author: No Author

Gen Z, Millennials to Seek Employer Support for Retirement Savings in 2024 | PLANSPONSOR

Despite dealing with the most debt of any current generation, Gen Z and Millennial workers value saving for retirement and are the most likely to use workplace-provided advice services.

Despite dealing with the most debt of any current generation, Gen Z and Millennial workers value saving for retirement and are the most likely to use workplace-provided advice services.
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Despite dealing with the most debt of any current generation, Gen Z and Millennial workers value saving for retirement and are the most likely to use workplace-provided advice services.
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Tags: participant behavior, retirement savings, gen-z

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Publisher: 401(k) Specialist
Author: Amanda Umpierrez

This Open Enrollment Season, Don't Expect Workers to Review Retirement Savings

Only 44% of workers will review retirement contributions during open enrollment season, finds a new survey by Corebridge and Morning Consult.

Only 44% of workers will review retirement contributions during open enrollment season, finds a new survey by Corebridge and Morning Consult.
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Only 44% of workers will review retirement contributions during open enrollment season, finds a new survey by Corebridge and Morning Consult.
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Tags: participant behavior, employee enrollment, employee behavior

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Publisher: 401(k) Specialist
Author: Thomas Hawkins

Why the Future is Now Brighter for Small-Balance Retirement Accounts

These two key developments could dramatically improve the outlook for retirement accounts with small balances.

These two key developments could dramatically improve the outlook for retirement accounts with small balances.
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These two key developments could dramatically improve the outlook for retirement accounts with small balances.
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Tags: participant behavior, missing participants

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Publisher: 401(k) Specialist
Author: Brian Anderson, Editor-in-Chief

This Gen Z Trait Will Disrupt Retirement Industry Most by 2030

Gen Z is shaking up the retirement plan industry because of their growing demand for personalized investment advice.

Gen Z is shaking up the retirement plan industry because of their growing demand for personalized investment advice.
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Gen Z is shaking up the retirement plan industry because of their growing demand for personalized investment advice.
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Tags: participant behavior, participant education, participant communication, gen-z, advice

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Publisher: SHRM
Author: John G. Lynch, Yanwen Wang & Muxin Zhai

Viewpoint: Stop Employees from Cashing Out Their 401ks When Leaving a Job

401k savings are vulnerable during a job transition. This article breaks down why cashing out is not a good idea and how you can help employees avoid it.

401k savings are vulnerable during a job transition. This article breaks down why cashing out is not a good idea and how you can help employees avoid it.
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401k savings are vulnerable during a job transition. This article breaks down why cashing out is not a good idea and how you can help employees avoid it.
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Tags: participant behavior, participant education, participant outcomes, participant communication

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Publisher: CFO
Author: No Author

5 Quiet Workplace Trends CFOs Should Be Aware Of

As competition for talent stays fierce, here are 5 of the latest workplace trends that are quietly emerging.

As competition for talent stays fierce, here are 5 of the latest workplace trends that are quietly emerging.
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As competition for talent stays fierce, here are 5 of the latest workplace trends that are quietly emerging.
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Tags: participant behavior, recruiting and retention

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Publisher: HR Daily Advisor
Author: No Author

Secure Act 2.0 Encourages Employee Participation in Retirement Savings - HR Daily Advisor

Secure Act 2.0 is making it easier for employees to save for retirement! The new legislation encourages employees to participate in retirement savings plans and provides them with #tax incentives for doing so.

Secure Act 2.0 is making it easier for employees to save for retirement! The new legislation encourages employees to participate in retirement savings plans and provides them with #tax incentives for doing so.
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Secure Act 2.0 is making it easier for employees to save for retirement! The new legislation encourages employees to participate in retirement savings plans and provides them with #tax incentives for doing so.
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Tags: participant behavior, participant outcomes, secure 2.0

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Publisher: 401(k) Specialist
Author: Amanda Umpierrez

Participants Admit Auto-Enrollment Kickstarts the Retirement Savings Journey - 401(k) Specialist

New research shows that 8 in 10 participants say automatic features helped them start saving sooner. #savings #401k

New research shows that 8 in 10 participants say automatic features helped them start saving sooner. #savings #401k
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New research shows that 8 in 10 participants say automatic features helped them start saving sooner. #savings #401k
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Tags: participant behavior, automatic features

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Publisher: PLANSPONSOR
Author: No Author

Study Finds Millennials Are Less Likely to be Secure in Their Retirement | PLANSPONSOR

A new study finds that millennials might be having a harder time maintaining their standard of living due to a variety of factors.

A new study finds that millennials might be having a harder time maintaining their standard of living due to a variety of factors.
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A new study finds that millennials might be having a harder time maintaining their standard of living due to a variety of factors.
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Tags: participant behavior, participant outcomes, participant communication

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Publisher: 401(k) Specialist
Author: Brian Anderson

Despite Volatility, Average 401k Contribution Rates Remain Stable - 401(k) Specialist

Stay the course. #Research study shows even inspiteof volatility, deferral rates remained steady at 8.4%

Stay the course. #Research study shows even inspiteof volatility, deferral rates remained steady at 8.4%
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Stay the course. #Research study shows even inspiteof volatility, deferral rates remained steady at 8.4%
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Tags: participant behavior, inflation, 2022

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Publisher: PLANSPONSOR
Author: No Author

Focused Retirement Savers Are Not Dispirited by Inflation | PLANSPONSOR

Here is how "super savers" are setting the pace for retirement despite inflation concerns.

Here is how "super savers" are setting the pace for retirement despite inflation concerns.
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Here is how "super savers" are setting the pace for retirement despite inflation concerns.
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Tags: participant behavior, retirement savings, inflation

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Publisher: InvestmentNews
Author: No Author

Inflation nudges employees to adopt healthy financial habits

Save or spend? Here's how inflation is causing participants to act more like institutional investors.

Save or spend? Here's how inflation is causing participants to act more like institutional investors.
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Save or spend? Here's how inflation is causing participants to act more like institutional investors.
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Tags: participant behavior, participant education, financial wellness, inflation, savings rates

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Publisher: PLANSPONSOR
Author: No Author

Boomerang Kids Can Put Parents in a Retirement Jam | PLANSPONSOR

Many parents with adult children share a complication in their retirement preparations: boomerang kids, or adult children who have returned to the family home.

Many parents with adult children share a complication in their retirement preparations: boomerang kids, or adult children who have returned to the family home.
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Many parents with adult children share a complication in their retirement preparations: boomerang kids, or adult children who have returned to the family home.
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Tags: participant behavior, financial wellness, financial stress, planning, 401k

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