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Publisher: BenefitsPRO
Author: No Author

Troubling 401(k) trend: Raiding retirement savings with hardship withdrawals | BenefitsPRO

Despite consistent contribution levels, many participants have been increasingly tapping their retirement savings - and avoiding foreclosure and paying medical expenses were given as the top two reasons, says Fidelity.

Despite consistent contribution levels, many participants have been increasingly tapping their retirement savings - and avoiding foreclosure and paying medical expenses were given as the top two reasons, says Fidelity.
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Despite consistent contribution levels, many participants have been increasingly tapping their retirement savings - and avoiding foreclosure and paying medical expenses were given as the top two reasons, says Fidelity.
Read More

Tags: participant behavior, financial wellness, loans, hardship

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Publisher: 401(k) Specialist
Author: Brian Anderson, Editor-in-Chief

401(k) Balances Up in 2023, But So Are Hardship Withdrawals, Loans

Retirement savings are up, but so are 401(k) loans. What to do? To provide a more holistic look at confidence around financial preparedness, a new report examines engagement across Health Saving Accounts (HSAs) and overall feelings of financial welln...

Retirement savings are up, but so are 401(k) loans. What to do? To provide a more holistic look at confidence around financial preparedness, a new report examines engagement across Health Saving Accounts (HSAs) and overall feelings of financial welln...
Read More

Retirement savings are up, but so are 401(k) loans. What to do? To provide a more holistic look at confidence around financial preparedness, a new report examines engagement across Health Saving Accounts (HSAs) and overall feelings of financial welln...
Read More

Tags: financial wellness, loans, hardship, employee benefit

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2022 2023 401k additional benefit automatic features behavioral finance college loan repayment covid response debt reduction decumualation deferral rates delayed retirement distributions diversity economic recovery education emergency savings employee behavior employee benefit employee communication employee feedback employee wellbeing fiduciary financial stress guaranteed income hardship health debt health plans hot topics inclusion inflation investment options loans managed accounts match mental health participant behavior participant communication participant education participant outcomes participant wellbeing plan fees planning presenteeism recruiting and retention retirement retirement age retirement income retirement readiness retirement savings retirement security savings rates secure 2.0 social security statistics student loan survey target date investments total benefits utilization women