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Publisher: 401(k) Specialist
Author: Thomas HawkinsWhy the Future is Now Brighter for Small-Balance Retirement Accounts
These two key developments could dramatically improve the outlook for retirement accounts with small balances.These two key developments could dramatically improve the outlook for retirement accounts with small balances.Tags: missing-participantsparticipant-behavior
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Publisher: Seyfarth Shaw - Coffee Talk With Benefits Episode 15: Auto-Enrollment Provisions Under SECURE 2.0
Author: No AuthorCoffee Talk With Benefits Episode 15: Auto-Enrollment Provisions Under SECURE 2.0
Grab a cup of coffee and learn all about the SECURE 2.0 adoption of auto-enrollment features for plans established after its enactment.Grab a cup of coffee and learn all about the SECURE 2.0 adoption of auto-enrollment features for plans established after its enactment.Tags:
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Publisher: 401(k) Specialist
Author: Amanda UmpierrezNow Is the Time for Emergency Savings
Emergency savings are pretty handy! Here's why employers are best equipped to incorporate emergency savings into their benefits package now.Emergency savings are pretty handy! Here's why employers are best equipped to incorporate emergency savings into their benefits package now.Tags:
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Publisher: National Association of Plan Advisors
Author: No AuthorSponsors Agree: Retirement Income Has Become a ‘Core’ DC Plan Purpose
Should you add retirement income to the list of items that are essential in helping participants achieve their retirement goals?Should you add retirement income to the list of items that are essential in helping participants achieve their retirement goals?Tags:
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Publisher: Plan Sponsor Consultants
Author: Plan Sponsor Consultants4 Ways Employers Can Create a Culture of Wellness - Plan Sponsor Consultants
Creating a culture of wellness in the workplace is a trend that’s catching on with employers across the country.ÂCreating a culture of wellness in the workplace is a trend that’s catching on with employers across the country.ÂTags:
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Publisher: National Association of Plan Advisors
Author: No AuthorBreaking News! IRS Grants Two-Year Delay in Roth Catch-Up Requirements
The Internal Revenue Service (IRS) released guidance on Friday afternoon that addressed Section 603 of the SECURE 2.0 Act concerning Roth catch-up contributions. The guidance grants a two-year delay in the provision's effective date that mandates cat...The Internal Revenue Service (IRS) released guidance on Friday afternoon that addressed Section 603 of the SECURE 2.0 Act concerning Roth catch-up contributions. The guidance grants a two-year delay in the provision's effective date that mandates cat...Tags: secure-20roth
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Publisher: PLANSPONSOR
Author: No AuthorUnplanned Financial Challenges Continue to Plague US Workers’ Retirement Savings
Unexpected financial challenges can reduce a US employee’s retirement savings by up to 37%, according to a new survey by Goldman Sachs Asset Management.Unexpected financial challenges can reduce a US employee’s retirement savings by up to 37%, according to a new survey by Goldman Sachs Asset Management.Tags:
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Publisher: BenefitsPRO
Author: No AuthorReady to implement SECURE 2.0? Manual HR processes will leave organizations scrambling | BenefitsPRO
With SECURE 2.0 signed into law, featuring new auto-enrollment requirements, retirement advisors can help prepare payroll systems for the new regulations, otherwise employers will face the possibility of fines.With SECURE 2.0 signed into law, featuring new auto-enrollment requirements, retirement advisors can help prepare payroll systems for the new regulations, otherwise employers will face the possibility of fines.Tags:
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Publisher: 401(k) Specialist
Author: Brian Anderson, Editor-in-ChiefExploring the Very Real Workplace Financial Wellness Gender Gap
New study from HerMoney and Principal explores the very real workplace financial wellness gender gap, perceptions about investingNew study from HerMoney and Principal explores the very real workplace financial wellness gender gap, perceptions about investingTags:
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Publisher: Business Insider
Author: No Author401(k) catch-up contribution limit changes coming in 2026: 4 things you should know now
Here's what you need to know about the 401(k) catch-up contribution limit changes coming in 2026. The SECURE 2.0 Act will affect older, higher-earning workers.Here's what you need to know about the 401(k) catch-up contribution limit changes coming in 2026. The SECURE 2.0 Act will affect older, higher-earning workers.Tags: secure-20plan-provisionscontribution-limits
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Publisher: 401(k) Specialist
Author: Amanda UmpierrezHigher Rates of Retirees Head Back to Work
More Baby Boomer and Generation X workers are open to working post-retirement—but the reasons aren’t purely financial, finds Empower.More Baby Boomer and Generation X workers are open to working post-retirement—but the reasons aren’t purely financial, finds Empower.Tags:
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Publisher: CNBC
Author: Sharon Epperson,Stephanie DhueAmid financial stress, workers are asking for emergency savings accounts as a job benefit, survey finds
Employers are taking notice of employees' financial concerns beyond traditional retirement savings and are expanding their benefit offerings in response.Employers are taking notice of employees' financial concerns beyond traditional retirement savings and are expanding their benefit offerings in response.Tags:
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Publisher: Wall Street Journal
Author: No AuthorHow to Get a 401(k) Match for Your Student Loan Payments
Rule changes mean paying down your student loans could soon help boost your retirement account.Rule changes mean paying down your student loans could soon help boost your retirement account.Tags: student-loanadditional-benefitsecure-20
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Publisher: BenefitsPRO
Author: No AuthorThe 3 top 401(k) fiduciary liability mistakes (and how to avoid them) | BenefitsPRO
Litigation is on the rise around employer retirement plans, so an understanding the most common mistakes made by others is a great way to avoid losses for both your employees and your organization.Litigation is on the rise around employer retirement plans, so an understanding the most common mistakes made by others is a great way to avoid losses for both your employees and your organization.Tags: fiduciary-responsibility-best-practices
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Publisher: SHRM
Author: Kathy GurchiekGeneration Z Eyes Early Retirement, Wants Personalized 401(k) Advice
​Workers ages 21 to 26 want to retire at age 61. However, these Generation Z members say inflation, monthly bills and unexpected expenses are among the obstacles to saving for a comfortable retirement, according to a new Schwab study.​Workers ages 21 to 26 want to retire at age 61. However, these Generation Z members say inflation, monthly bills and unexpected expenses are among the obstacles to saving for a comfortable retirement, according to a new Schwab study.Tags: gen-zadviceretirement-age
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Publisher: USA TODAY
Author: No AuthorHow does the U.S. retirement system stack up against other countries? Just above average.
U.S. retirement gets a C+ in a global study. See which countries topped the list and which faltered.U.S. retirement gets a C+ in a global study. See which countries topped the list and which faltered.Tags:
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Publisher: 401(k) Specialist
Author: Thomas HawkinsNo One is Coming to Save You From Missing Participants
No one is coming to save plan sponsors from the scary problem of missing participants, but steps can be taken to minimize the incidenceNo one is coming to save plan sponsors from the scary problem of missing participants, but steps can be taken to minimize the incidenceTags: missing-participantsfiduciary-responsibility
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Publisher: 401(k) Specialist
Author: Brian Anderson, Editor-in-ChiefPlan Sponsors Look for Personalized Solutions to Help Participants Reach Retirement Readiness
Plan sponsors looking for personalized solutions to help participants reach retirement readiness, new Cerulli white paper findsPlan sponsors looking for personalized solutions to help participants reach retirement readiness, new Cerulli white paper findsTags:
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Publisher: BenefitsPRO
Author: No AuthorThe 401(k) plan, reimagined: Key SECURE 2.0 changes that take effect in 2024
Aside from the wealth of provisions offering everything from tax credits to reduced administrative burdens, the new law will be critical in building savings for part-timers, nonprofit workers and those saddled with student debt.Aside from the wealth of provisions offering everything from tax credits to reduced administrative burdens, the new law will be critical in building savings for part-timers, nonprofit workers and those saddled with student debt.Tags:
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Publisher: PLANSPONSOR
Author: No AuthorTime to Shine: Plan Sponsors Must Optimize Open Enrollment Window
Most participants procrastinate in reviewing their benefits, and many do it quickly. Plan sponsors need to communicate effectively and leverage educational tools, according to Voya.Most participants procrastinate in reviewing their benefits, and many do it quickly. Plan sponsors need to communicate effectively and leverage educational tools, according to Voya.Tags:
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