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  • Social Security Trust Fund Projected to be Depleted in a Decade
    Publisher: 401(k) Specialist

    Social Security Trust Fund Projected to be Depleted in a Decade

    In the news again, Social Security is expected to go bankrupt. Another reason why employers should review 401(k) participation, contribution and deferral rates. 
    In the news again, Social Security is expected to go bankrupt. Another reason why employers should review 401(k) participation, contribution and deferral rates. 

    Tags: financial wellness, retirement income, retirement, social security, deferral rates

    5 1
  • At What Rate Should Rehires Be Auto-Enrolled
    Publisher: PLANSPONSOR

    At What Rate Should Rehires Be Auto-Enrolled

    Employer Question of the Week: At what deferral rate should rehires be auto-enrolled in the company retirement plan? #QA
    Employer Question of the Week: At what deferral rate should rehires be auto-enrolled in the company retirement plan? #QA

    Tags: automatic features, deferral rates, rehires

    5 1
  • 401(k) Auto-Enrollment Proves Popular
    Publisher: SHRM

    401(k) Auto-Enrollment Proves Popular

    Numbers don't lie! Plan sponsors offering automated plan features see positive effects  
    Numbers don't lie! Plan sponsors offering automated plan features see positive effects  

    Tags: automatic features, employee enrollment, legislation, deferral rates, 2022

    5 1
  • Increasing DC Plan Default Deferral Rates a Better Driver of Higher Savings
    Publisher: PLANSPONSOR

    Increasing DC Plan Default Deferral Rates a Better Driver of Higher Savings

    Could increasing the default savings rate be a best practice to help boost new participants’ retirement savings? See the research and outcomes here.
    Could increasing the default savings rate be a best practice to help boost new participants’ retirement savings? See the research and outcomes here.

    Tags: retirement readiness, plan design, deferral rates

    5 1
  • Publisher: No Publisher

    Using Fresh Start to Nudge Increased Retirement Savings

    Boost 401(k) Savings with a "Fresh Start." New research shows that employees are more likely to increase contributions when the start date is framed as a “fresh start date” (e.g., the employee’s birthday, the first day of summer).  #Research...
    Boost 401(k) Savings with a "Fresh Start." New research shows that employees are more likely to increase contributions when the start date is framed as a “fresh start date” (e.g., the employee’s birthday, the first day of summer).  #Research...

    Tags: participant behavior, deferral rates

    5 1
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