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​Workers ages 21 to 26 want to retire at age 61. However, these Generation Z members say inflation, monthly bills and unexpected expenses are among the obstacles to saving for a comfortable retirement, according to a new Schwab study.

Although waiting until age 70 earns a retiree more Social Security benefits, many plan to start collecting earlier due to fears of insolvency, Schroders research shows.

Though retirement confidence has declined since January, 64% of adults expect their retirement savings to last their whole lives. 

Americans are retiring at a later age than was the case in the 1990s and early 2000s. Working Americans also expect to work until an older age.